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Opportunity finance : ウィキペディア英語版 | Opportunity finance Opportunity finance refers to socially responsible investing by an institution in an organization or group of individuals. == Usage of the term ==
The Opportunity Finance Network, a Philadelphia-based〔(【引用サイトリンク】 publisher = The New York Times, 1 November 2011 )〕 national umbrella group of 213〔 community development financial institution (CDFIs) founded in 1995,〔(【引用サイトリンク】 publisher = Bloomberg Businessweek, )〕 defines the term as "a category of financing that helps people and communities just outside the margins of conventional, mainstream finance join the economic mainstream—and helps the economic mainstream enter emerging opportunity markets."〔("Industry Brand" on the Opportunity Finance Network website ), accessed 4/8/2009.〕 It is closely related to microfinance, but tends to occur on a larger scale and be more explicitly concerned with social benefit. The concept of opportunity finance has gained increased traction in recent years, both from political movements and economic necessity. The current economic climate in the United States has raised the demand for creative financing even for established businesses, as traditional bank loans for nonprofits and small businesses became harder to come by after the market crashed in the autumn of 2008.〔("As Credit Dries Up, More Owners Seek Microloans," ) Business Week, February 24, 2009〕 Although the concept of opportunity finance is applicable worldwide, the entrepreneurial connotations of the term make it most commonly applied to initiatives within the United States. The Opportunity Finance Network, itself a U.S. organization, connects the concept to individualism and "the bedrock of U.S. policy."〔("An Opportunity Agenda," ) from The NEXT American Opportunity, accessed 4/17/2009〕
抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)』 ■ウィキペディアで「Opportunity finance」の詳細全文を読む
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